Do relatives have to pay for care homes?
Care home top-up fees should only be paid by relatives who are able and willing to pay them.
Local authorities are responsible for top-up arrangements.
If a relative cannot pay third party top-up fees, the local authority is responsible in full for the full cost of care..
Who is liable for care home fees?
However, as a general rule, where the primary need is a health need, then the responsibility to pay the care home fees is that of the NHS, even where the individual has been placed in a home by the local authority or has capital over £23,250.
Do dementia sufferers have to pay care home fees?
If the person with dementia isn’t eligible for council funding, they’ll have to pay the full cost of the care home (known as self-funding).
Can I put my house in trust to avoid care home fees?
“If you had put your property into trust before going into care, then the starting point is that it is no longer owned by you. Your home is not part of your capital and you cannot be required to use it to fund your care fees. … Your income might be enough to pay most or all of your care fees anyway.
How can I protect my assets from nursing home costs?
Establish Irrevocable Trusts An irrevocable trust allows you to avoid giving away or spending your assets in order to qualify for Medicaid. Assets placed in an irrevocable trust are no longer legally yours, and you must name an independent trustee.
Does my mother have to sell her house to pay for care?
A No, the government wouldn’t just take your mother’s share of your home to pay for care fees. If, however, your mother had to go into long-term care and she asked your local authority to arrange care for her, she would have to undergo a financial means test to establish who should pay for it.